Applicants provide their background and take a short AI assessment before project matching. Terac describes undergraduate-level expertise as typical, with some projects needing professional experience or advanced degrees.
Payment-provider limits and withdrawal requirements
Payment terms
Terac primarily pays through Whop, with earnings held in US dollars. Whop cashouts have a US$12.50 minimum. In the few countries Whop cannot pay, Virtual Incentives cashouts are US$5–US$2,000 each. The daily maximum across cashouts is US$10,000 and resets at midnight UTC. Moving funds from the Terac balance to the Whop payout balance is free; bank withdrawals can incur method-dependent fees shown before confirmation. Standard bank transfers typically take 1–3 business days after withdrawal.
For Terac-paid work: one-time earnings follow approval; hourly or per-task projects use their own payout schedule. A later rejection can reverse a one-time payment. The Earnings page shows the applicable payment provider. Opportunities joined through another research panel are usually paid by that panel under its terms. Whop requires identity verification before cashout, including a new check for people verified under the former provider; US individuals need an SSN for a Whop payout account. A separate Terac account-review hold can also prevent cashout and is not cleared by repeating identity verification. This does not establish a universal supported-country list or guarantee bank arrival time.
Terac’s board includes research participation alongside AI tasks: licensed nurse practitioners and physicians for in-home-assessment research, and licensed Medicare Advantage agents or brokers. A hospital-administrator/medical-director interview offers $259 for 45 minutes; a consumer study offers $20 for 20 minutes.
Examples observed 20 September 2026; currency unspecified. These are one-time study rewards, not hourly rates, application-test pay or evidence that each study trains AI. Each listing has its own participant requirements.
Terac advertises $70–$160/hour for product and platform experts, with the upper end tied to specialist experience. The page describes hourly billing paid after task verification, but also says paid per task.
Currency unspecified; product and platform projects.
Terac describes remote project work matched to professional background. Project length varies from weeks to months and can change with client needs and performance.
Selected public accounts. Experiences are self-reported.
A brief AI-gig payment account
AI-work account dated August 2026
An August 2026 Trustpilot reviewer described Terac positively for AI gigs and reported being paid on time. Other displayed reviews include an unspecified negative experience and praise for research surveys; referral-payment testimonials were excluded.
One brief AI-work account within a broader review collection; self-reported.